14.12   INSURANCE

“There are at least three types of aviation insurance that must be established prior to the onset of weather modification operations. One is the aircraft hull insurance covering the aircraft deployed on the project. The second is property coverage needed to cover the radars and equipment used on the project. The third is aircraft liability insurance for the operation ofan aircraft.

Standard aircraft liability policies typically will not cover any claims brought as a result of a consequential loss, that is, any result of the cloud seeding operations. It is imperative to negotiate back into the policy coverage for consequential losses. The latter may not pay claims arising from weather modification complaints, but is intended to provide for the defense costs, should such claims be brought. Many persons do not realize that commercial general liability policies do not cover the operations of weather modification. It is important to inform the insurance agent of the details of the program so he can assist in obtaining the most comprehensive coverage necessary to cover the intended operations”